Because you pay a rent to utilize the area, including walls, ceilings, floors, and any appliances included in your lease, your landlord is held liable for ensuring it is safe. You are responsible for the things within your four walls since they are yours. Here are some examples of what you should be aware of:
Let’s assume that your neighbor’s candlelit dinner goes horribly wrong and the building is burned badly. The owner of your property is responsible for hiring contractors to repair and clean up smoke and fire damage. However, you’ll have to deal with any property damage, as well as the expense of staying in a hotel while the structure is reconstructed.
In the event of a break-in, renters insurance typically covers theft. Your policy can help you recoup your losses if your laptop, TV, or other belongings are stolen. If a thief kicks down your door and steals your belongings, however, your landlord is not required to compensate the damage.
Say your upstairs neighbors let their tub overflow. The saturated water leaks through the ceiling, harming your ceiling and bath mat. Your neighbor is responsible for the damage they caused, and their renters’ insurance coverage will cover the expense of repairing the ceiling and bath mat. Your own renters’ insurance may cover the losses and then seek repayments from the guilty party in some cases.
At Windsor Woods, we have the best accommodations in a fantastic neighborhood. Contact us today to learn more about the apartments we have available!